About payment

When you shop at apovi.se, you always pay on your own terms. Pay immediately, later or split your payment. We always have an option that suits you and your needs.By clicking "Complete purchase" you accept their conditions (Nets easy/Svea/Stripe) as well as our purchase conditions.Nets Checkout presents certain information to you as soon as you are identified. Any credit information is never taken directly in Nets Checkout, but when necessary depending on the payment option you have chosen. Credit information taken by Nets does not affect your credit rating and cannot be seen by others who request credit information about you, such as banks. If credit is not granted, you need to choose another payment method such as card payment or Nets Easy, alternatively contact Nets.




We offer the following payment options

Pay direct
Swish
Bank Card
  • VISA
  • Mastercard
Direct payment from your bank account via Nets, Stripes etc.
  • Via most Swedish banks


Nets Easy

Nets Easy Checkout supports a variety of payment methods to provide convenience to your consumers. This ranges from:
-Account to Account (A2A)
-Card Wallet-based payment methods
Bills
-Installments

Swish is a mobile payment solution where you connect your mobile number to your bank account. If you are connected to Swish, you can also use it as a payment method. Select Swish as the payment method and follow the instructions and approve the payment with your mobile bank ID. Swish is not available if you choose subscription.

Buyer protection

If your qualifying purchase doesn't arrive or doesn't match the seller's description, we can replace you.

Fraud protection

We monitor all transactions 24/7 to prevent fraud, fake emails and identity theft.

Data encryption

All transactions are encrypted using our advanced encryption technology.



Svea has payment options to allow payment options in invoice, partial payment, direct bank payment or card payment. Svea uses Payon for online payment solution.

Company invoice:Credit check: When applying for payment via company invoice, the usual credit check is carried out, which may mean that a credit report is obtained.Terms of payment: Due date and other terms for company invoices appear on the invoice. In the case of invoice payment, the payment must have been received no later than 30 days from the invoice date. In the event of a delay in payment, a reminder fee of SEK 60 and late payment interest of 2% per month will be added from the due date until full payment is made.Transfer: All company invoices will be transferred to Svea Bank AB, 556158-7634 ("Svea Bank"). All payments due to the invoice must be made to Svea Bank.GDPR: When paying via company invoice, the invoice will be handed over to Svea Bank AB and we will then share the company customer's personal data with Svea Bank. Svea Bank is the personal data controller for the claims that we have transferred to Svea Bank. For detailed information on Svea Bank's processing of personal data, please read further in Svea's data protection information available at https://www.svea.com/dataskydd or contact Svea via mail 169 81 Solna, telephone 08 – 514 931 13 or swp@svea .com. The Data Protection Officer can be reached at [email protected].